Please be advised - This program closed on Tuesday, December 29th, 2020.
The City of Miami Mortgage Assistance Program (MAP), for eligible homeowners within City of Miami limits provides assistance towards the past due mortgage payments (arrears) of qualifying households who are:
(1) 140% Area Median Income (AMI) or below
(2) experienced job loss or income reduction on or after March 1st due to COVID-19
(3) submit a completed application package that includes photocopies of all required supporting documents listed on the application form.
The home must be owner-occupied with a homestead exemption, within City of Miami limits. The homeowner must have been current on their mortgage prior to March 1, 2020. The MAP program can pay PITI (Principal, Interest, Taxes and Insurance) between March 1 and December 30, 2020.
This program’s application will be available starting August 17, 2020, 9 am. The program has just over $1 million in State of Florida Coronavirus Relief Funds (CRF) and can help approximately 185 households. Due to limited funds, applicants will be assisted on a first-come, first-ready, first serve basis. Funds for qualifying households will be paid directly to the mortgage lender on behalf of the homeowner with no repayment required.