Risk Management

The City's Risk Management Department is a service provider, working closely with all operating departments within the City in an effort to protect the City’s financial, physical, and human resources more effectively.


Department Head

Picture of a woman

Ann-Marie Sharpe, ARM-P, CPPT, CAAPP

Are you a City employee and want to view a summary of your benefits?

To view your specific benefits/plan, visit the employee self-service page (employees must log in).

View quick information about The City of Miami's benefits,

Access Stay Active Miami Virtual Free Fitness Classes

City of Miami Retirees: To receive a monthly premium discount you must have Medicare Part A & B Fax a copy of your signed Medicare card to 305-416-1760. 

Were you involved in an accident or incidents involving (a) injury or property damage to a third party or (b) a City vehicle? This will walk you through the process of filing a claim with The City of Miami.  

File a Claim

 If you are a City of Miami employee, and were injured or suffered from a serious illness over the course of employment, you need to file a claim immediately. 

 File a Worker's Compensation Claim

Workers Compensation

Angella Breadwood
Claims Manager
Phone: (305) 416-1751
Email: abreadwood@miamigov.com

Property and Casualty

Frank Gomez 
Property Casualty Manager 
Phone: (305) 416-1740 
Email: fgomez@miamigov.com 

Group Benefits

Jair Espinoza

Group Benefits Manager

Phone: (305) 416-1380 
Email: groupbenefits@miamigov.com


Gloria Carvajal, Safety Officer, ADA Coordinator
Risk Management 
444 S.W. 2nd Avenue
Miami, FL 33130 
Tel. No: (305) 416-1790 
Fax: (305) 416-1710
TTY: (305) 416-1735
Email: gcarvajal@miamigov.com

Asseline Hyppolite, Title VI Liaison
Equal Opportunity and Diversity Programs 
444 SW 2 Avenue, #642 
Miami, FL 33130 
Tel No: (305)-416-1990
TTY: 711 (Florida Relay Service)
Email: Ahyppolite@miamigov.com

Risk Management is responsible for:


  • Liability
  • Workers Compensation

Safety, Property and Casualty Insurance

  • Workers Compensation and Employers Liability
  • Commercial General Liability
  • Automobile Liability Insurance
  • Professional Liability (E&O)
  • Construction Insurance
  • Owners and Contractors Protective Liability
  • Commercial Umbrella Liability
  • Payment and Performance Bonds


  • Active Employees
  • Retirees

Health Insurance Portability and Accountability Act (HIPAA)

Risk Management Department
Tel: 305.416.1700
Email: riskmanagement@miamigov.com

The Health Insurance Portability and Accountability Act (HIPAA) offers protections for millions of American workers that improve portability and continuity of health insurance coverage as well as privacy and security protections for protected health information.

The Division is responsible for coordinating compliance with the privacy rule of HIPAA for the City’s group health plan, which includes maintaining the City’s privacy notice and other related policies. It is the policy of the City to comply fully with the health information privacy standards of HIPAA.